India’s Most Affordable & Highest Selling Metro Cities – June 2025 [Complete Report]
India’s real estate market has been on a steady upward trend in 2025, with metro cities showing renewed strength in both property sales and housing affordability. For investors, homebuyers, and industry watchers, understanding which cities are leading the market is critical. In this blog, we break down the latest findings from key real estate reports, including Knight Frank’s Affordability Index and government property registration data, to identify the most affordable and highest-selling metro cities as of June 2025.
✅ Quick Overview
- Most Affordable Metro City: Ahmedabad
- City with Highest Property Registrations: Pune
- Top Trending Cities: Pune, Ahmedabad, Hyderabad, Mumbai
🏠 What Makes a City “Affordable” for Homebuyers?
Housing affordability is typically measured by the EMI-to-Income ratio, which represents the percentage of a household’s monthly income spent on repaying a home loan (usually for a 1,000 sq.ft home).
The lower the ratio, the more affordable the city is considered for the average middle-income buyer. This metric helps us understand how financially feasible it is to purchase property in different metro cities.
🏙️ India’s Most Affordable Metro Cities – June 2025
According to Knight Frank India’s Affordability Index (H1 2025), affordability has improved in many cities, thanks to stable interest rates and steady income growth.
Here are the top affordable metro cities:
🔹 1. Ahmedabad – India’s Most Affordable Metro City
- EMI-to-Income Ratio: 18%
- Why it’s affordable: Reasonable property prices, low cost of living, stable job market.
- Ideal for: First-time buyers, middle-class families, investors looking for long-term growth.
Ahmedabad has consistently ranked as one of the best cities for affordable housing. The city offers a balanced combination of infrastructure development, industrial growth, and cultural stability.
🔹 2. Pune – Affordability Meets Growth
- EMI-to-Income Ratio: 22%
- Why it’s popular: IT and manufacturing hubs, educational institutions, metro expansion.
- Emerging areas: Hinjewadi, Wagholi, Kharadi, Ravet.
Despite rapid development, Pune remains surprisingly affordable. Its combination of livability, career opportunities, and connectivity makes it attractive to both end-users and investors.
🔹 3. Kolkata – Value for Money
- EMI-to-Income Ratio: 23%
- Strengths: Larger homes, historical architecture, low base price.
Kolkata provides some of the best deals for spacious flats and homes in established neighborhoods. However, slower infrastructure growth compared to cities like Bengaluru or Hyderabad affects its investment potential slightly.
🔹 4. Other Major Cities
| City | EMI-to-Income Ratio |
|---|---|
| Bengaluru | 26% |
| Hyderabad | 27% |
| Chennai | 28% |
| Delhi NCR | 30% |
| Mumbai | 48% |
Mumbai, despite slight improvements, remains India’s least affordable metro city due to high property prices and limited new land availability.
📊 Highest Property Sales in June 2025 – Which Cities Are Booming?
Beyond affordability, actual demand and sales volumes give us insight into buyer sentiment and real-time investment hotspots.
As per property registration data and market reports, these cities led in residential property registrations in June 2025:
🔹 1. Pune – The Top Selling Metro City
- Total Registrations: 16,597
- YoY Growth: +13%
- Stamp Duty Revenue: ₹637 Crore
- Hot Micro-markets: Wakad, Baner, Tathawade, Kharadi, Hadapsar
Pune outperformed every other metro city in India in terms of property sales in June 2025. A mix of affordable housing, mid-range flats, and luxury projects contributed to this robust growth.
With excellent educational institutions, a booming IT sector, and ongoing metro rail expansion, Pune has transformed into a self-sustained urban hub.
🔹 2. Mumbai – Steady in High-Value Sales
- Total Registrations: 11,586
- YoY Comparison: Slight dip in volume, but 2% revenue increase
- Revenue Collected: ₹1,031 Crore
Despite the affordability challenge, Mumbai continues to see strong activity, especially in high-ticket residential sales in areas like South Mumbai, Thane, and Navi Mumbai.
Buyers here are typically end-users upgrading homes or investors in premium/luxury segments.
🔹 3. Hyderabad – Premium Demand on the Rise
- Total Registrations: 6,391
- YoY Growth (by value): +6%
Hyderabad has seen a shift from budget homes to high-value villas and premium apartments, especially in fast-developing corridors like Kokapet, Gachibowli, and Bachupally.
With expanding job markets and modern infrastructure, Hyderabad remains one of India’s most dynamic real estate cities.
📌 Comparison Table – Affordability vs Sales
| Metric | City | Key Stats |
|---|---|---|
| Most Affordable | Ahmedabad | 18% EMI-to-Income |
| 2nd Most Affordable | Pune | 22% EMI-to-Income |
| Highest Sales Volume | Pune | 16,597 Registrations |
| Highest Revenue from Sales | Mumbai | ₹1,031 Cr |
| Premium Segment Growth | Hyderabad | 6% YoY Value Increase |
🧠 Expert Take – Why Pune is Dominating Both Metrics
Pune stands out because it successfully balances affordability and strong real estate demand. While cities like Ahmedabad are cheaper, Pune attracts higher sales due to better employment opportunities, lifestyle offerings, and newer infrastructure.
For buyers, Pune offers:
- Affordable EMIs
- Wide range of property options
- Excellent resale and rental value
For developers, it provides:
- Steady demand
- Fewer regulatory hurdles
- Investor-friendly environment
🏁 Final Thoughts – Where Should You Invest in 2025?
Based on current data and market trends, here are the recommendations:
✅ First-Time Homebuyers
- Consider Ahmedabad or Pune for affordable housing with stable future value.
✅ End Users / Upgraders
- Explore Hyderabad for premium villas or larger apartments in IT corridors.
✅ Luxury / HNI Investors
- Mumbai and Gurugram offer niche investment opportunities with long-term ROI.
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📝 Conclusion
As of June 2025, Ahmedabad leads in affordability, while Pune dominates in property registrations. Whether you’re buying your first home or looking to invest in India’s booming urban housing markets, understanding city-wise trends will help you make informed and profitable decisions.